Planning for business owners, executives and their families
Align your company, your key people, and your personal finances.
I help successful business owners make informed, coordinated financial decisions across their business and personal finances — planned as one picture, not two.
Bridging business success and personal wealth.
Most advisors handle one side of the equation. By combining business-owner planning, key employee strategies, and retirement plan consulting, I provide advice that extends well beyond traditional wealth management.
That means the retirement plan you sponsor, the people you are trying to keep, and the wealth you are building personally all get planned in the same conversation. The same integrated approach applies to the executives and high-income professionals who face these decisions from the other side of the table.
Connecting the company, your people, and your wealth.
01 / Business Owners
Plan the business and the balance sheet together
Integrated guidance across personal wealth management, tax-aware structure, and succession planning for a company that is still growing.
02 / Key Employees & Executives
Keep the people the company depends on
Retention and reward strategies that work for the company, and personal planning for the executives and high earners on the receiving end of them.
03 / Retirement Plans
A 401(k) that earns its place
Plan consulting for sponsors who want lower friction, cleaner fiduciary footing, and employees who actually use the benefit.
For Plan Sponsors
Is your company retirement plan still the right one?
Fees drift, providers change, and fiduciary responsibility stays with you. I review plans for business owners and HR leaders and give you a straight read on where yours stands.
Every review runs the same structured evaluation, the Retirement Plan Scorecard. Five areas, graded, with the reasoning behind each mark and a short list of what to fix first.
Retirement Plan Scorecard
A – D
How I plan
One plan for the business and the household.
Nothing starts with a product. It starts with what you are trying to build, who is counting on it, and how the pieces already fit together.
Understand the business and the household
Build one integrated plan
Prioritize and implement
Revisit as circumstances change
Who I work with
Primary Focus
Also
Executives, key employees, and other high-income professionals. Different source of income, many of the same problems: concentrated compensation, deferred comp and equity decisions, tax drag, and a plan that has to hold up over decades.
licensed insurance agent
About Brett
It is not just about numbers. It is about a partnership.
Brett works with business owners, executives, and their families on the financial decisions that don’t fit neatly into one category. His role is often to connect what is happening inside the business with the retirement plan, key employee decisions, tax planning, and the wealth being built outside of it. The goal is simple: understand what matters, identify the decisions that have the greatest impact, and make sure the right people are working from the same plan.
Planning notes for owners and executives
Questions
Before we ever talk about money.
Do you only work with business owners?
What happens on the first call?
Thirty minutes, no preparation required. I ask about the business, the household, and what is coming in the next few years. If I am not the right fit, I will say so, and I can offer referrals to other advisors you may want to consider.
How is this different from a traditional wealth manager?
Wealth management can often stop at the personal balance sheet. For an owner, the largest asset and the biggest tax decisions usually sit inside the company. Business planning, the retirement plan, key employee strategies, and personal wealth get handled together rather than by four people who never speak.
When should I start thinking about succession?
Earlier than most people do. The options that can potentially create higher value, including internal buyers, are the ones that need lead time. Even if a sale is a decade away, the decisions you make now about structure and compensation can shape what is possible then.